Patriot Legal Practice Wheel of Services
Our Services
Risk Management:
Our biggest value to our partner firms is our industry expertise which allows us to act as more than just an insurance broker, we are legal industry risk managers. Our unique services include
- Benchmarking of limits in relation to statistical claims exposure
- Monthly practice management tools
- Access to risk management and practice management focused in-house CLE
- Capacity for primary limits up to $5Million with excess and quota share options for higher limits
- Relationships with industry leading defense counsel
- Cyber risk and privacy review
- Operational risk profiling
- Contractual risk transfer support
- Regulatory and compliance support
Education:
At the Patriot Growth Legal Practice we believe in practice management excellence through education. This allows us to present our client law firms to the insurance marketplace in the most favorable position possible at renewal. Our education offerings include:
- CLE offered in house at a discount to client firms
- Practice management consultation
- Executive level workshops on emerging risks including AI usage, MSO’s in the private practice, and long tail exposure as law firms continue to consolidate
- On demand learning platform through Zywayve with role specific training modules for attorneys, HR teams, finance staff, and IT leadership
- HR and payroll consultation
Legal Professional Liability:
Legal Professional Liability (LPL) is our core product offering. At the Patriot Growth Legal Practice we insure more than 1,000 firms across the country helping find creative solutions to cover their unique professional liability exposures.
- Customized professional liability program structures aligned to firm size, practice concentrations, geographic footprint, and risk appetite
- Modernized coverage solutions addressing emerging exposures including AI assisted legal work, cyber-related malpractice, and alternative business structures
- Data driven coverage benchmarking and market analytics to optimize limits, improve carrier negotiations, and enhance long-term program stability
- Coverage offerings including all modernized forms and endorsements offering the most broad coverage available to our client firms
Personal Insurance for Client Law Firms:
- Dedicated Private Client Group for Managing Partners specializing in customized insurance solutions for high net worth attorneys, executives, and their families
- White glove concierge service model with proactive account management, expedited claims advocacy, and direct access to senior advisors
- Comprehensive asset protection strategies for luxury homes, fine art, jewelry, collectibles, secondary residences, yachts, and aviation exposures
- Coordinated personal risk assessments designed to align personal insurance programs with complex wealth structures, trusts, and family office needs
Employee Benefits for Law Firms:
A well structured benefits package helps law firms remain competitive in attracting legal talent while maintaining predictable and controllable long term cost. Our employee benefits practice stands out through unmatched access to competitive carriers across all states, ensuring clients receive the most comprehensive and cost effective options available in the market. Backed by a seasoned team of benefits experts and dedicated enrollment specialists, we combine deep industry knowledge with hands on support. Our best in class enrollment technology streamlines the employee enrollment process, reducing administrative burden while enhancing the employee experience. The result is a program built around expanded employee choice, operational efficiency, elite service, and disciplined cost control.
Common core benefits include:
- Group Health Insurance Plans
- Dental and Vision Coverage
- Group Life Insurance
- Short-Term and Long-Term Disability Insurance
- Flexible Spending Accounts (FSA)
- Health Savings Accounts (HSA) and Health Reimbursement Arrangements (HRA)
- Telemedicine and preventative wellness programs
- Alternative funding options such as self-funded or captive health plans
Supporting Coverage:
The Patriot Legal practice partners with law firms to deliver a truly holistic approach to risk management going well beyond legal malpractice coverage. By servicing all lines of insurance, we help firms understand how exposures interact across their entire risk profile, enabling more informed, strategic decisions. We handle the below lines of insurance for the vast majority of our client firms.
- Cyber liability
- Workers comp
- Business Owners Insurance
- Employment practices liability
- Statutory disability insurance
- Fiduciary Liability
Who We Serve
Legal Malpractice Insurance For Small Law Firms (2-5 Attorneys)
At LIG our first objective is to understand your firm. We want to know your history, we want to clearly understand your areas of practice, we want to understand any challenges that you may have, and we want to know what you do well. Unfortunately small law firms of 2-10 attorneys are statistically the most exposed firms to legal malpractice claims. At LIG we work with our partner firms to create tailored risk management solutions that fit each firms specific needs. Our process beings with a brief fact-finding call with one of our experienced brokers. From there we work diligently to scan the legal malpractice marketplace on your behalf. Our value proposition to our small firms is speed, diligence, and a level of personalized service that is truly uncommon in our industry. Each small law firm has a dedicated LIG broker, dedicated LIG service rep, and dedicated LIG claims rep. At LIG we are equipped to work with firms with past claims experience, past grievance experience, firms with contracts that require high limits, and firms with high-risk areas of practice. We are proud of our client relationships; this shows in our 96% annual retention rate amongst firms with 2-10 attorneys. In addition to legal malpractice insurance we help our small firms place cyber liability insurance, business owners insurance, and workers comp/disability insurance.
Legal Malpractice Insurance for Solo Practitioners
Life as a solo is busy. Solo practitioner attorneys wear a number of hats and are being pulled in countless different directions on a daily basis. At LIG, our goal is to give you peace of mind knowing that you are properly covered in the unfortunate event of a legal malpractice claim. We also know that keeping costs down is a primary objective of almost all solo practitioners. For decades, LIG has worked diligently to build relationships with America’s most financially stable and price competitive carriers. LIG’s value proposition to its solo attorneys is focused on saving time, reducing annual premiums, and offering a level of personalized service that is uncommon in our industry. In our “fact finding” conversation, one of our experienced professionals will learn the ins and outs of your firm, we will then work with dozens of carriers to find the most competitive proposal available. Each solo practitioner has a dedicated LIG broker, a dedicated LIG service rep, and a dedicated LIG claims contact. We consider ourselves the one stop shop for solo practitioners. In addition to offering legal malpractice insurance, we also handle the majority of our solo practitioner firm’s business owners insurance, cyber liability insurance, and personal lines insurance.
Legal Professional Liability:
Legal Malpractice Insurance For Mid-Size Law Firms (5-15 Attorneys)
- Customized professional liability program structures aligned to firm size, practice concentrations, geographic footprint, and risk appetite
- Modernized coverage solutions addressing emerging exposures including AI assisted legal work, cyber-related malpractice, and alternative business structures
- Data driven coverage benchmarking and market analytics to optimize limits, improve carrier negotiations, and enhance long-term program stability
- Coverage offerings including all modernized forms and endorsements offering the most broad coverage available to our client firms
Legal Malpractice Insurance For Large Law Firms
In partnership with Clauss & Co, INC LIG has built long standing relationships with numerous firms of 25+ attorneys. We have two key points of focus where we work to add value to our large firms. First is our approach to service. Our LIG staff will work with the office manager, the paralegal, and the managing partners to fully understand the complexity of each firm. Each firm has three direct points of contact, an account manager (first point of contact), a service rep (who will handle all attorney roster changes and midterm changes), and finally a claims management rep. The second key LIG value ad is our carrier access which allows us to offer the most competitive products on the market for our large firms.
Key Offerings:
- Risk management Credits
- Financial Strength Credits
- CE Credits
- High Limits of Liability up to 10M (with Excess available)
- Specialized Programs for firms with past claims history
- Access to large law firm risk retention programs
- Most competitive defense expense options available
- Most competitive deductible type options available